What role do you want the government to have with your money? Conventional long-term financial planning advice is this: Max out your Roth IRA and 401k, get it matched by your employer and you’re on track for a happy, wealthy retirement. And while many people have used that strategy for their retirement funds, it’s not […] Read more
2020 was a crazy year. We saw a lot of uncertainty, a stock market roller coaster, and many financial disasters. We all hope 2021 will be better – both for our social lives and our finances. Many people have set lofty goals like paying off their mortgage early, finally investing to grow their wealth, or […] Read more
The stock market can be a scary place for your money (especially for the money you plan to retire on). And you don’t have to put your savings into stocks. But are the alternatives any better? Robert Kiyosaki is one of the few financial “gurus” who doesn’t advise you to park your life savings in […] Read more
Dave Ramsey is America’s go-to finance guru. Millions listen to him to escape debt, build wealth and create an independent lifestyle. But while some of his ideas are great, other parts of his advice can decrease your wealth and make you more dependent on others. You shouldn’t blindly follow advice because many others do so. […] Read more
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Like any personal finance vehicle, whole life insurance is hotly debated: Some people love it, others can’t stand it. Comment on YouTube But neither die-hard fans nor red-faced haters will help you make a sensible decision. And when you don’t make decisions, the paycheck-to-paycheck cycle continues. In this episode, you’ll find out when whole life […] Read more
Might you have more financial options than you’re being told? Meghann Woo, MBA shares how she discovered and embraced her options. Comment on YouTube Society dictates a plan for life: We’re expected to go to college, graduate, get a job at a corporation and spend the rest of our lives paying off the debts we […] Read more
When you’re in a financial pinch, it’s easy to think making more money fixes everything. But even rich people often live paycheck to paycheck because of their spending habits. If you want a smart, stable financial future, you don’t have to double your income. Whether you’re making $40,000 a year or $400,000 a year, you […] Read more
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How does your financial destiny compare? It’s easy to get jealous on social media because it seems like everybody is sipping Mai Tai’s on the beach, financially independent and nobody cares that guac costs extra. Meanwhile, you’re saving your money, planning for emergencies and controlling your spending. But what if you’re actually better off? Most […] Read more
If you are or have ever been in debt, you know how it can drain you emotionally and financially. From that standpoint, it’s no surprise almost everyone wants to escape owing money as quickly as possible. But debt can be like diets: The yoyo-effect often catches those who try to get results too quickly. Once […] Read more
Tim Austin is a veteran in the financial services industry. His passion was in helping parents solve their most immediate need – paying for their children’s college education while continuing to fund their lifestyle, pay off their home, and save for retirement. He’s a leading advocate of ‘old-fashioned’ spending and saving strategies – but don’t […] Read more
