Dave Ramsey is America’s go-to finance guru. Millions listen to him to escape debt, build wealth and create an independent lifestyle. But while some of his ideas are great, other parts of his advice can decrease your wealth and make you more dependent on others. You shouldn’t blindly follow advice because many others do so. […] Read more
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“Buy Term & Invest the Difference” (BTID) sounds logical, doesn’t it? Lower your premiums and you can put the difference in the stock market. But it’s not that easy. Because the phrase originated in the 1970s with a sneaky billionaire who sold, you guessed it, stocks and term life insurance. Following BTID has ruined many […] Read more
Like any personal finance vehicle, whole life insurance is hotly debated: Some people love it, others can’t stand it. Comment on YouTube But neither die-hard fans nor red-faced haters will help you make a sensible decision. And when you don’t make decisions, the paycheck-to-paycheck cycle continues. In this episode, you’ll find out when whole life […] Read more
Judy Li shares how doing what she likes has helped her make good financial and entrepreneurial decisions. What if it was that simple? Comment on YouTube We all know we should save money if we want to end the paycheck to paycheck cycle. But with interest rates lower than inflation, a savings account is really […] Read more
Might you have more financial options than you’re being told? Meghann Woo, MBA shares how she discovered and embraced her options. Comment on YouTube Society dictates a plan for life: We’re expected to go to college, graduate, get a job at a corporation and spend the rest of our lives paying off the debts we […] Read more